Take your online experience to the next level

Today, for many financial institutions it is very important to find a way to take their digital experience to a whole new level. Some (payday champion) already did this. They have simple online loan application and all customers may utilize it on any device.

The Application Portal point-of-sale system may help your financial institution’s digital experience reach new heights, according to a recent webinar conducted by MeridianLink’s Paul Forrest and Brandon Sisola. We’ve summarized their main points here, but we recommend watching the webinar to get the whole scoop.


All banks and credit unions may benefit from MeridianLink’s Application Portal. The features of the Application Portal will be discussed in this webinar. Please watch the full-length video of this webinar to learn more about them. The webinar includes an Application Portal product demo. Watch the webinar recording.

Behavioral Features of the Application Portal Base

The Application Portal POS is built to be mobile-first responsive, making loan and account applications simple to utilize on any device. In addition to the app’s superb responsive design, it boasts lightning-fast data input and submission speeds, guaranteeing that the elegant appearance and feel are matched with lightning-fast performance. Most significantly, Application Portal complies with WCAG 2.0.

Basic Functionality of the Application Portal

The key features of the Application Portal are speed and simplicity of use. The applicant can utilize their driver’s license to prefill their information to save time. Documents may be uploaded, shared, and signed online. The POS will give each application personalized cross-sell chances, ensuring they know your financial institution’s services.

Self-Configuration Functionality in the Application Portal

You may adjust field names, visibility, and requirements in real-time. You no longer rely on the supplier to alter the theme. The Application Portal allows you to sync business rules and custom questions with LoansPQ and XpressAccounts loan origination systems.

Supported Applications in the Application Portal

The Application Portal supports the following loan kinds:

  • Business Loans
  • Mortgage Loans*
  • XpressAccounts: Business
  • XpressAccounts: Personal
  • Credit Cards
  • Home Equity Loans / HELOCs
  • Personal Loans
  • Vehicle Loans
  • XpressAccounts: Special

Application Portal Optional Add-on Enhancement Packages

Every financial institution has its own set of standards and demands. As a result, we’ve chosen a few optional add-on packages. These alternatives will guarantee that any business can tailor the digital lending procedure to their requirements.

1. Enhancement of the digital environment

This bundle includes co-browsing video chat assistance so that your members and customers may have the most satisfactory digital consumer experience possible.

2. Package Plus

This package contains MeridianLink’s analytics and Google Tag Manager’s application data analytics. This package also includes home banking SSO connectivity for pre-filling applications. This add-on also features a combination application function, which enables users to apply for both loan and membership/deposit applications simultaneously.

3. Package Automation

This is the ideal bundle for saving time. Using automation, you can auto-book to your core system, LoansPQ, and XpressAccounts, eliminating unnecessary processes and saving time. This package also enables auto-funding of personal loans and auto-booking of credit cards.

4. Access to Additional Portals

Certain more giant enterprises may require additional portals. This add-on feature does exactly what it says it does: it enables you to create and manage other outlets.

5. Unique URL

This package lets you rename the default Application Portal URL to provide your members and clients with a clean and readily shareable digital lending and online account opening link.

Enhancements for 2021

The Application Portal POS is developing simultaneously as the digital environment. We’re happy to share our product upgrade strategy for 2021 with you. Let’s speak about some interesting MeridianLink technologies coming out in 2021.